28 curated public datasets for P&C, workers comp, benefits, and beyond — mapped to real agency use cases and ready for your data lake.
28
Datasets
10
Categories
28
Free Access
10
API Available
Showing 28 of 28 datasets
Annual market share data by line of business for all licensed U.S. insurers. Covers written premium, earned premium, and loss ratios by state. Essential for competitive positioning and territory analysis.
Full statutory financial statements for all U.S. insurance companies. Includes balance sheets, income statements, and Schedule F/P data. Used for carrier financial health analysis and reinsurance risk assessment.
Complaint index data comparing carriers by number and type of complaints relative to their market share. Useful for carrier selection guidance and client service benchmarking.
Georgia-specific premium, loss, and claims data published annually by the state regulator. Key resource for Georgia-domiciled agencies analyzing in-state exposure.
Florida Office of Insurance Regulation publishes detailed property insurance data, especially useful for coastal CAT exposure, Citizens Insurance analysis, and wind/flood trends.
TDI publishes auto, homeowners, and commercial lines data for Texas. One of the richest state-level insurance datasets in the U.S. due to Texas's market size.
National Council on Compensation Insurance provides actuarial data, loss cost trends, and industry benchmarks for workers compensation across 38+ states. Required reading for WC-focused agencies.
System for Electronic Rate and Form Filing — public access to approved and pending rate changes by carrier and state. Use to track competitor rate movements before they hit the street.
OpenFEMA publishes NFIP policy and claims data including flood zone penetration rates, average policy premium, and claim frequency by county. Full API access available.
National Weather Service records of storms, hail, tornado, wind, and flood events with location, magnitude, and estimated property damage. Essential for CAT loss correlation modeling.
Complete history of all federally declared disasters since 1953, including type, county, declaration date, and program. Use to correlate with loss spikes in your book of business.
Annual survey covering housing units, homeownership rates, household income, and business density by zip code and census tract. Foundation for insurance market sizing and territory analysis.
Business count, payroll, and employment by NAICS code at county and zip code level. Directly maps to commercial lines exposure — ideal for prospecting territory analysis.
Centers for Medicare & Medicaid Services publishes plan enrollment, premium, and utilization data. Key for employee benefits agencies benchmarking carrier performance and network adequacy.
Annual survey of employer-sponsored health insurance covering premiums, deductibles, cost-sharing, and plan types. The gold standard for benchmarking small group and large group health plans.
America's Health Insurance Plans publishes enrollment trends, market concentration, and coverage statistics. Useful for employee benefits market sizing and carrier selection analysis.
Federal Reserve Economic Data tracks the CPI sub-index for insurance costs. Use to contextualize rate increases and client renewal conversations with macro inflation data.
Interest rate data critical for life/annuity analysis, carrier investment yield modeling, and understanding the macro environment driving hard/soft market cycles.
Industry-level injury rates and lost workday statistics by NAICS code. Foundational for workers compensation loss ratio benchmarking and class code risk analysis.
ISO publishes advisory loss costs used as rating basis by most P&C carriers. State-approved filings are public record via SERFF. Essential context for rate adequacy discussions.
California Department of Insurance publishes premium and loss data, auto rate comparisons, and homeowners insurance availability data. Largest U.S. insurance market dataset.
New York Department of Financial Services publishes premium volume, loss data, and market conduct statistics. NY's insurance market is heavily regulated — filings here drive industry benchmarks.
South Carolina publishes carrier market share, complaint ratios, and financial data. Useful for SE regional P&C agencies expanding into SC territory.
Quarterly home price appreciation by metro area and state. Directly correlates to homeowners insurance insured values, replacement cost trends, and coverage gap analysis.
Official FEMA flood zone maps (FIRM panels) accessible by address, zip code, or county. Integrates with property data to identify flood zone classifications and required NFIP coverage.
All employer-sponsored benefit plans with 100+ participants must file Form 5500. Contains plan type, carrier, premium, and enrollment data. Goldmine for employee benefits prospecting.
SBA publishes small business formation, survival rates, and sector distributions by state. Maps directly to commercial lines BOP and WC target markets.
Probabilistic seismic hazard maps by region. Used for earthquake insurance underwriting, especially in California, Pacific Northwest, New Madrid Seismic Zone, and Charleston, SC.
5G Vector automatically ingests, normalizes, and joins public datasets with your Applied Epic book of business — no ETL pipelines to build.